Welcome to Our Online Loan Referral Service

4.5 4 reviews

35 N Ayer St, Harvard, IL 60033, USA
+1 (815) 943-4400
www.webhsb.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2003-02-11

Mailing Address

Company Name

Contact Data

Feedback about The Harvard State Bank?

Here you see the reviews of our clients.

Cheap Chinese plastic spend a little extra money somewhere else.

Ansley Keebler Sr.

POS license plate frame started rusting after 6 months!

Mr. Augustus Collier DDS

Pay Attention

Further there will be shown the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Harvard, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and fast to take out loans in Harvard, Massachusetts. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

23% small loan cap

How will The Harvard State Bank help take out a payday loan in Harvard, Massachusetts?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Harvard, ma will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Harvard, Illinois

OneMain Financial

503 Knox Square Dr #119, Galesburg, IL 61401, USA

+1 (309) 343-3157

www.onemainfinancial.com

SIU Financial Aid Office

Student Services Building, 1263 Lincoln Dr, Carbondale, IL 62901, USA

+1 (618) 453-4334

fao.siu.edu

First Financial Bank

101 E Main St, Westville, IL 61883, USA

+1 (217) 267-2147

first-online.bank

Community Plus Federal Credit Union

526 E Champaign Ave, Rantoul, IL 61866, USA

+1 (217) 893-8201

www.cplusfcu.org

Check Into Cash

1331 E Jackson, Macomb, IL 61455, USA

+1 (309) 836-5054

local.checkintocash.com

LendNation

1155 N Farnsworth Ave, Aurora, IL 60505, USA

+1 (630) 499-0000

www.lendnation.com

Fifth Third Bank & ATM

2660 US-34, Oswego, IL 60543, USA

+1 (630) 636-5980

locations.53.com

Compeer Financial

1512 W Reynolds St # D, Pontiac, IL 61764, USA

+1 (815) 844-6024

www.compeer.com

First National Bank

209 S Railroad St, Patoka, IL 62875, USA

+1 (618) 432-7233

www.thefnb.com

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