Feedback about Homer Financial, Inc.?
Here you get acquainted with the reviews of our customers.
Kelly at the front desk was very helpful, and the whole experience was pleasant.
Dr. Marcellus Russel Jr.
They answered all my questions and had a very quick turn around for my return.
Effie Quitzon
Very thorough and a great turn-around if you bring your taxes in early.
Vaughn Nitzsche
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The first three points show the certain lending company. In other turn, below-defined info makes users grapple with general information about payday loans.
Payday Loans in Homer Glen, Illinois
A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
Such financial products as payday loan in Homer Glen, Illinois is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will Homer Financial, Inc. help issue a payday loan in Homer Glen, Illinois?
- Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
- Fast and high approval level. The positive offer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Homer Glen, il will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.
APR Calculator
Other Payday Lenders in Homer Glen, Illinois
Great Lakes Credit Union
2525 Green Bay Rd, North Chicago, IL 60064, USA
+1 (800) 982-7850
www.glcu.org
First Mid Bank & Trust Quincy Mall
3233 Broadway St, Quincy, IL 62301, USA
+1 (217) 224-5700
www.firstmid.com
