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Loan agency in Jersey County, Illinois

27049 IL-16, Jerseyville, IL 62052, USA
5 years in business
+1 (618) 498-5583
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM

What people think about Farm Credit Illinois?

Below you get acquainted with some of the opinions of our customers.

It decided to improve my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Farm Credit Illinois. Took out 2 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very good service.

Mr. Devan Hermiston

I recommend Farm Credit Illinois to every person who need extra cash. I’ve been using them for 2nd time. Always amazing service!

Gino Gerlach PhD

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Jerseyville, Illinois

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Jerseyville, Illinois. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Jerseyville, Illinois

Woodstock Jewelry & Pawn

116 E Calhoun St, Woodstock, IL 60098, USA

+1 (815) 337-2300

www.woodstockjewelryandpawn.com

Woodforest National Bank

1205 State Rte 31 South, Crystal Lake, IL 60014, USA

+1 (815) 459-5372

www.woodforest.com

Evergreen Park Schools Federal Credit Union

9901 S Kedzie Ave, Evergreen Park, IL 60805, USA

+1 (708) 229-0322

www.epsfcu.org

Huntington Bank

236 W Lake St, Bloomingdale, IL 60108, USA

+1 (630) 295-8400

www.huntington.com

First United Bank

7626 W Lincoln Hwy, Frankfort, IL 60423, USA

+1 (815) 469-8555

www.firstunitedbank.com

BMO Harris Bank

4844 Hononegah Rd, Roscoe, IL 61073, USA

+1 (815) 623-2322

branches.bmoharris.com

BMO Harris Bank

10604 IL-47, Huntley, IL 60142, USA

+1 (847) 669-5151

branches.bmoharris.com

Select Employees Credit Union

2412 Freeport Rd, Sterling, IL 61081, USA

+1 (815) 626-8181

www.selectcu.com

PNC Bank

5411 Harrison Ave, Rockford, IL 61108, USA

+1 (815) 395-3637

apps.pnc.com

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