Welcome to Our Online Loan Referral Service

3.5 13 reviews

300 W County Rd, Jerseyville, IL 62052, USA
+1 (800) 345-4216
www.1stmidamerica.org
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 1st MidAmerica Credit Union?

Here you see the feedback of our clients.

Great place for your loan.

Hallie Kertzmann

Great place to deal with and great rates

Soledad Donnelly

Lisa is great to work with and is always friendly.

Christiana Douglas

Great place to deal with and great rates

Prof. Micheal Hansen IV

Denied me instantly without trying.

Lorine Hoppe

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Jerseyville, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are known as payday loans in Jerseyville, il. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will 1st MidAmerica Credit Union help issue a loan in Jerseyville, Illinois?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Jerseyville, il will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Jerseyville, Illinois

Republic Bank

8420 W 171st St, Tinley Park, IL 60487, USA

+1 (708) 429-9360

republicebank.com

Pawn King

1550 E Eldorado St, Decatur, IL 62521, USA

+1 (217) 425-1000

pawnkingloansmore.com

Banterra Bank

123 S Murphy St, Ridgway, IL 62979, USA

+1 (618) 272-3151

www.banterra.com

First Northern Credit Union Mortgage Services

6832 Stalter Dr, Rockford, IL 61108, USA

+1 (815) 332-9898

www.fncu.org

TitleMax Title Loans

6319 Northwest Hwy, Crystal Lake, IL 60014, USA

+1 (779) 220-5057

www.titlemax.com

Community Bank of Downers Grove

718 Ogden Ave, Downers Grove, IL 60515, USA

+1 (630) 435-3600

www.downersgrovebank.com

Cash Store

218 N Western Ave, Peoria, IL 61604, USA

+1 (309) 673-1700

www.cashstore.com

U.S. Bank Branch

8500 W Dempster St, Niles, IL 60714, USA

+1 (847) 298-3300

locations.usbank.com

Midland States Bank

212 N Hennepin Ave, Dixon, IL 61021, USA

+1 (815) 285-5143

www.midlandsb.com

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