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5 reviews

712 W County Rd, Jerseyville, IL 62052, USA
+1 (618) 498-2299
www.farmersstate.com
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

1997-03-26

Mailing Address

Illinois, United States

Company Name

Farmers State Bank

Farmers State Bank

Contact Data

What people think about Farmers State Bank?

Below you see some of the testimonials of our customers.

Farmers State Bank rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was easy and quick. I wanna say thanks for their friendly client support service and fair rates. I will 100% recommend this site to my relatives and friends.

Kareem Green

Good loan provider with reasonable rates. They transferred within 2 hours, as promised. I will use Farmers State Bank again if I need extra money.

Mr. Shayne Yost DDS

Important

The previous three items charactirize a specific financial institution. But below you can find common data about payday loans.

Payday Loans in Jerseyville, Illinois

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Jerseyville, Illinois is are easy to get. The interest rate is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

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