Welcome to Our Online Loan Referral Service

5 reviews

1012 W Broadway Blvd, Johnston City, IL 62951, USA
+1 (618) 983-8433
www.southernillinoisbank.com
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

2000-01-03

Mailing Address

IL, United States

Company Name

SOUTHERN ILLINOIS BANK

SOUTHERN ILLINOIS BANK

Contact Data

Feedback about Southern Illinois Bank?

Here you get acquainted with the feedback of our clients.

I'm not ashamed to borrow money from Southern Illinois Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Ruthe Hayes

I have a problem with paying off a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to address Southern Illinois Bank. They really helped.

Verna Gutmann

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact Southern Illinois Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Chyna Sawayn

It was significant to enhance the credit rating, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I addressed Southern Illinois Bank. The history improved after several loans paid back.

Gayle Keebler

Southern Illinois Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Vince Kunde

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Johnston City, Illinois

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Johnston City, Illinois. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Southern Illinois Bank help take out a loan in Johnston City, Illinois?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Johnston City, il consider this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on time and not only handle current issues, but improve the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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