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4.9 150 reviews

174 N Chicago St, Joliet, IL 60432, USA
+1 (815) 723-5555
www.jolietpawn.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2009-03-17

Mailing Address

Illinois, United States

Company Name

KULA'S JEWELRY & LOAN

KULA'S JEWELRY & LOAN

Contact Data

What people think about Kula's Jewelry & Loan?

Below you get acquainted with some of the opinions of our customers.

Great place to go good service nice employees fast service in and out

Tiffany Parisian

I purchased an engagement ring and hand downs gave me the best price in town.

Grant Veum

Best prices and quality in Southwest Chicago area.

Prof. Joany Weimann Sr.

Pay Attention

The previous three items describe a specific financial institution. But below you can read general data about payday loans.

Payday Loans in Joliet, Montana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is effortless and fast to get accepted for payday loans in Joliet, Montana. The interest rate will be set individually for each applicant and will depend on the personal information the borrower filled in.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.

APR Calculator

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