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4.8 62 reviews
Loan agency in Joliet, Illinois

1726 W Jefferson St, Joliet, IL 60435, USA
+1 (815) 730-9777
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM

What people think about AmeriCash Loans?

Below you get acquainted with some of the reviews of our customers.

Wonderful people they work with you and such nice clean environment

Hattie Gibson

I have been to this location a few times and the customer service is impressive.

Gudrun Rice

Felt like I was they family lol..

Ms. Lillie Hauck

Arica was amazing at explaining how the loan works and how payments are handled. She was very friendly and did her job fast and officiant.

Danyka Bechtelar DDS

Wonderful people they work with you and such nice clean environment

Juliana Pouros

I have been to this location a few times and the customer service is impressive.

Mr. Waylon Anderson

Beats standing outside in cold at the SOS office for an hour.

Johnson Beer DVM

Great customer service & money orders any amount are only .50cents .

Dr. Micheal Hirthe

Quick and friendly service!

Fatima Hartmann

Pay Attention

The previous three items describe a precise lender. But below you can find general information about payday loans.

Payday Loans in Joliet, Montana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Joliet, Montana. The APR will be set individually for each client and will depend on the personal data the person filled in.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on other aspects. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Joliet, Illinois

Old Second National Bank

194 S Main St, Burlington, IL 60109, USA

+1 (877) 866-0202

oldsecond.com

Itasca Bank & Trust Co.

One Irving Park Rd, Roselle, IL 60172, USA

+1 (630) 773-0350

www.itascabank.com

Regions Bank

114 W Broadway St, Sparta, IL 62286, USA

+1 (618) 708-4630

www.regions.com

United Community Bank

102 Church St, Loami, IL 62661, USA

+1 (217) 624-6151

www.ucbbank.com

Midland Federal Savings & Loan Association

15732 S Bell Rd, Homer Glen, IL 60491, USA

+1 (708) 645-2400

midlandfederal.com

The Home Loan Expert

1913 W Diversey Pkwy, Chicago, IL 60614, USA

+1 (773) 770-4727

thehomeloanexpert.com

Northside Community Bank

800 IL-83, Mundelein, IL 60060, USA

+1 (847) 837-8883

www.nscombank.com

Fresh Lending Group

5411 W Lawrence Ave, Chicago, IL 60630, USA

+1 (773) 849-2356

www.freshlendinggroup.com

First American Bank ATM

6350 W Montrose Ave, Chicago, IL 60634, USA

+1 (847) 586-2101

www.firstambank.com

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