Welcome to Our Online Loan Referral Service

3.3 4 reviews

101 Meadowview Center, Kankakee, IL 60901, USA
+1 (815) 935-7000
www.firstambank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1997-03-15

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First American Bank?

Here you read the reviews of our customers.

It was significant to enhance the credit history, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I contacted First American Bank. The score improved after several loans paid back.

Minerva Hayes

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Gregorio Mayert I

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Kankakee, Illinois

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Kankakee, il. They are issued at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First American Bank help take out a loan in Kankakee, Illinois?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Kankakee, il will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Kankakee, Illinois

Security Finance

1408 Sycamore Rd, DeKalb, IL 60115, USA

+1 (815) 754-7878

www.securityfinance.com

First Midwest Bank ATM

725 Waukegan Rd, Deerfield, IL 60015, USA

+1 (800) 322-3623

www.firstmidwest.com

Buena Vista National Bank Atm

Chester, IL 62233, USA

+1 (618) 826-2332

Farmers State Bank

555 S Commercial St, Harrisburg, IL 62946, USA

+1 (618) 252-2600

www.myfsb.com

Algonquin State Bank

800 E Algonquin Rd, Algonquin, IL 60102, USA

+1 (847) 658-4535

www.algonquinstatebank.com

Harvard Savings Bank

58 N Ayer St, Harvard, IL 60033, USA

+1 (815) 728-8000

www.thestatebankgroup.com

Principal Financial

307 N Front Rd, Danforth, IL 60930, USA

+1 (815) 269-2341

www.principal.com

First State Bank

801 S Main St, Tuscola, IL 61953, USA

+1 (217) 253-2265

www.fsbcorp.com

Navy Federal Credit Union - ATM

2324 Paul Jones St bldg 525, North Chicago, IL 60088, USA

+1 (888) 842-6328

www.navyfederal.org

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