Welcome to Our Online Loan Referral Service

5 reviews

810 S Waukegan Rd, Lake Forest, IL 60045, USA
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–3PM
Saturday
Closed
Sunday
Closed

Feedback about Gem Financial Advisors?

Here you read the feedback of our clients.

I have a problem with paying back a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to address Gem Financial Advisors. They really helped.

Nathen Terry

Gem Financial Advisors is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Georgiana Nitzsche MD

Gem Financial Advisors applied for a cash advance secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Prof. Reagan Emard

I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Queenie Gibson

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Lake Forest, Illinois

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lake Forest, Illinois is issued simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Gem Financial Advisors help take out a loan in Lake Forest, Illinois?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Lake Forest, il review this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial abilities, issue a loan, pay off the debt on schedule and not only resolve current problems, but improve the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Lake Forest, Illinois

Edward Jones - Financial Advisor: Matt Armentrout, CFP®

12551 IL-143 Ste G, Highland, IL 62249, USA

+1 (618) 651-1097

www.edwardjones.com

First State Bank

201 W Main St, Monticello, IL 61856, USA

+1 (217) 762-9431

www.fsbcorp.com

Compeer Financial

2901 E Jackson, Macomb, IL 61455, USA

+1 (309) 833-2302

www.compeer.com

Blackhawk Bank & Trust

3600 70th St, Moline, IL 61265, USA

+1 (309) 796-1000

www.choosethechief.com

First State Bank Shannon

1 S Linn St, Shannon, IL 61078, USA

+1 (815) 864-2111

fsbshannon-polo.com

Byline Bank

1001 Lake St, Oak Park, IL 60301, USA

+1 (708) 660-1000

www.bylinebank.com

EZ Case Loans - Pre Settlement Funding To The Injured

707 Lake Cook Rd Suite 250, Deerfield, IL 60015, USA

+1 (847) 267-1250

www.ezcaseloans.com

Midwest Title Loans

1610 N Illinois St, Swansea, IL 62226, USA

+1 (618) 222-9771

www.midwesttitleloans.net

Devon Financial Services

8832 S Cicero Ave, Oak Lawn, IL 60453, USA

+1 (708) 422-6006

www.loansdfs.com

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