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5 reviews

2201 James St, Lawrenceville, IL 62439, USA
+1 (618) 943-1038
www.heritagesb.com
Wednesday
8AM–3:30PM
Thursday
8AM–3:30PM
Friday
8AM–3:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–3:30PM
Tuesday
8AM–3:30PM

Domain Info

Created Date

2006-12-20

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IL, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Chris Bailey

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Heritage State Bank?

Below you read some of the reviews of our customers.

I took out $500 for a period of 8 days. In the end, I had to pay off twice as much with all the commissions charged.

Benedict Rodriguez

I got cash advance from Heritage State Bank 3 times. Paid back all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $400 ???

Carlee Schinner MD

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Lawrenceville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Lawrenceville, New York is are simple to access. The APR is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on specific aspects. They will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Lawrenceville, Illinois

Shelby County State Bank

207 E Division St, Findlay, IL 62534, USA

+1 (217) 756-8573

www.scs-bank.com

United Community Bank

215 Morse St, Roodhouse, IL 62082, USA

+1 (217) 589-4331

www.ucbbank.com

The First Trust & Savings Bank

120 E Walnut St, Watseka, IL 60970, USA

+1 (815) 432-2494

www.ftsbank.com

Wells Fargo Bank

121 W 1st St, Geneseo, IL 61254, USA

+1 (309) 944-5361

www.wellsfargo.com

First National Bank

210 S Main St, Pinckneyville, IL 62274, USA

+1 (618) 357-9393

www.fnbpville.com

Short Term Loans, L.L.C.

158 N Randall Rd, Lake in the Hills, IL 60156, USA

+1 (847) 458-3672

www.shorttermloans.com

Associated Bank

704 Texas Blvd, Bethalto, IL 62010, USA

+1 (618) 377-9146

www.associatedbank.com

First Midwest Bank ATM

970 Brook Forest Ave, Shorewood, IL 60404, USA

+1 (800) 322-3623

www.firstmidwest.com

World Finance

526 N Main St, Canton, IL 61520, USA

+1 (309) 649-3314

www.loansbyworld.com

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