Welcome to Our Online Loan Referral Service

4.1 7 reviews

2201 Woodlawn Rd, Lincoln, IL 62656, USA
+1 (217) 735-5400
www.ucbbank.com
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

Feedback about United Community Bank?

Here you get acquainted with the reviews of our clients.

They are professional and treat these customers like family.

Dr. Lina Gusikowski

They are so personal and always take great care of us.

Prof. Sarai Zieme II

If you value your money stay away from it they lie and cheat you out of money.

Prof. Ollie Sporer DVM

They are good customer service

Prof. Horace Schulist

It wouldn’t work so I had to go down the road to use an atm and get money out.

Cathy Hansen

Amazing place to bank all friendly there

Pedro Hickle

They beat everyone in town

Mrs. Rosalinda Schiller

Trip James is fantastic to work with on the commercial lending side.

Ivory O'Reilly

We have been working with John Lofgren on the purchase of our first home.

Ms. Letitia Collier

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users grapple with shared information about payday loans.

Payday Loans in Lincoln, Massachusetts

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Lincoln, Massachusetts is issued simply and fast. The interest percentage is defined respecting the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

23% small loan cap

How will United Community Bank help issue a loan in Lincoln, Massachusetts?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Lincoln, Massachusetts. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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