Welcome to Our Online Loan Referral Service

2.8 6 reviews

508 Broadway St, Lincoln, IL 62656, USA
+1 (217) 735-5551
hbtbank.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1998-09-02

Mailing Address

Illinois, United States

Company Name

Heartland Bank & Trust Co.

Heartland Bank & Trust Co.

Contact Data

Feedback about State Bank of Lincoln, A Division of Heartland Bank and Trust Company?

Here you read the feedback of our clients.

Yesterday I needed money, I decided to addressed State Bank of Lincoln, A Division of Heartland Bank and Trust Company. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Mrs. Margarette Leffler V

Money was urgently needed. I left an online application in State Bank of Lincoln, A Division of Heartland Bank and Trust Company. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Mr. Nils Dooley II

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. State Bank of Lincoln, A Division of Heartland Bank and Trust Company in Lincoln seemed to me the most efficient.

Kamryn Harvey DVM

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Lincoln, Massachusetts

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Lincoln, Massachusetts are issued easily. The interest rate is dependent on the client's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

23% small loan cap

How will State Bank of Lincoln, A Division of Heartland Bank and Trust Company help issue a loan in Lincoln, Massachusetts?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Lincoln, Massachusetts. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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Check `n Go

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+1 (309) 829-7552

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Heartland Credit Union

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First Midwest Bank ATM

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Finance With Lance Obermeyer, USA Mortgage

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Central Bank Illinois

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Edward Jones - Financial Advisor: Julie Wankel

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Fifth Third Bank & ATM

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