Welcome to Our Online Loan Referral Service

3 3 reviews

1700 E Jackson, Macomb, IL 61455, USA
+1 (309) 833-2778
www.ucbbank.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

What people think about United Community Bank?

Below you get acquainted with some of the reviews of our customers.

Many thanks to United Community Bank. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best company! Managed to deal with my debts and signed with relief.

Fiona Larson

I had problems with paying my bank loan and was not sure I would get accepted for a loan with United Community Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $200 online. Fortunately I got accepted!!! They literally saved my life.

Misty Schuster DVM

United Community Bank seems fair. Applied twice. The first loan approved was small – $200, but next time the limit was increased to $600. Paid off the loan as agreed. The staff were friendly, they gave speedy answers to all my questions. No complaints. But their interest rates are average.

Salma Tromp Jr.

Easy application. I only needed an ID and a bank account. Same day approval. The first time I was accepted for $300 only. Hope the limit will be more next time. APR is affordable . Paid off the debt earlier than agreed. If required, the term can be also extended.

Marques Osinski

Thank you United Community Bank for helping me when I needed money so bad to pay for surgery. I have applied through this company once and everything was OK. This is the most legit lender with no hidden fees. Highly recommended!!!

Marcelo Nienow

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Macomb, Michigan

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Macomb, Michigan. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

APR Calculator

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America's Financial Choice

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ATM (Regions Bank)

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First Midwest Bank ATM

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