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817 Wabash Ave, Mattoon, IL 61938, USA
+1 (812) 238-6063
first-online.bank

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Company Name

Contact Data

What people think about First Financial Bank?

Below you get acquainted with some of the opinions of our clients.

Easy application. I only needed an ID and a bank account. Immedaite lending decision. The first time I was approved for $500 only. Hope the available amount will increase next time. APR is average. Paid off the loan even before the due date. If you have difficulties, the term can be also extended.

Keyon Schamberger

Good loan provider with affordable rates. They deposited quickly, as promised. I will use First Financial Bank again if I need temporary help.

Eldridge Wyman

Pay Attention

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Mattoon, Wisconsin

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is effortless and speedy to get approved for payday loans in Mattoon, Wisconsin. The interest rate will be set individually for each client and will depend on the personal information the consumer filled in.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Mattoon, Illinois

Buena Vista National Bank

3795 N Woodford St, Decatur, IL 62526, USA

+1 (217) 877-6809

www.bvnb.com

State Bank of Whittington

401 W Adelaide Ave, Christopher, IL 62822, USA

+1 (618) 724-2411

www.statebankofwhittington.com

Bank of Pontiac

406 W Madison St, Pontiac, IL 61764, USA

+1 (815) 844-6155

www.bankofpontiac.com

Edward Jones - Financial Advisor: Nathan T Meagher, AAMS®

5718 IL-154 Suite A, Pinckneyville, IL 62274, USA

+1 (618) 357-3330

www.edwardjones.com

Mundelein Community Bank

169 N Lake St, Mundelein, IL 60060, USA

+1 (847) 643-0001

www.mundeleinbank.com

FCB Banks

504 Edwardsville Rd, Troy, IL 62294, USA

+1 (618) 667-9090

fcbbanks.com

LendNation

6508 Cermak Rd, Berwyn, IL 60402, USA

+1 (708) 484-3600

www.lendnation.com

Midland States Bank

302 1st Ave, Sterling, IL 61081, USA

+1 (815) 626-4321

www.midlandsb.com

Tower Loan

1540 W Jefferson St, Springfield, IL 62707, USA

+1 (217) 546-7930

www.towerloan.com

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