Welcome to Our Online Loan Referral Service

5 reviews

645 E Washington St, Millstadt, IL 62260, USA
+1 (618) 476-3334
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–6PM
Saturday
7:30AM–12PM
Sunday
Closed
Monday
7:30AM–5PM

What people think about First National Bank of Waterloo?

Below you get acquainted with some of the opinions of our customers.

It needed to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via First National Bank of Waterloo. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very good service.

Prof. Monte Schoen

I always use First National Bank of Waterloo when it need a payday loan. The application process is trouble-free. No issues.

Ari Donnelly

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with First National Bank of Waterloo . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.

Mrs. Bulah Gerhold DDS

Thank you First National Bank of Waterloo for assisting me when I needed funds urgently to pay for car repair. I have applied through this company 4 times and everything was smooth. This is the most transparent lender with no hidden fees. Highly recommended!!!

Rowland Schiller

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Millstadt, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Millstadt, Illinois is are easy to access. The APR is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in Millstadt, Illinois

ATM - United Community Bank

1301 S Koke Mill Rd, Springfield, IL 62711, USA

+1 (217) 787-3000

www.ucbbank.com

United Community Bank

5250 Shepherd Rd, Springfield, IL 62703, USA

+1 (217) 483-2491

www.ucbbank.com

Midland States Bank

2825 Plaza Dr, Peru, IL 61354, USA

+1 (815) 220-7130

www.midlandsb.com

First American Bank

4501 S Pulaski Rd, Chicago, IL 60632, USA

+1 (773) 524-3900

www.firstambank.com

Hinsdale Bank & Trust

25 E 1st St, Hinsdale, IL 60521, USA

+1 (630) 323-4404

www.hinsdalebank.com

United Community Bank

2120 N Peoria Rd, Springfield, IL 62702, USA

+1 (217) 544-0139

www.ucbbank.com

Education Personnel Federal Credit Union

1102 N Walnut St, Danville, IL 61832, USA

+1 (217) 446-0777

www.educationpersonnelfcu.com

Algonquin State Bank

800 E Algonquin Rd, Algonquin, IL 60102, USA

+1 (847) 658-4535

www.algonquinstatebank.com

U.S. Bank Branch

1100 Spotsylvania St, New Athens, IL 62264, USA

+1 (618) 475-2155

locations.usbank.com

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