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145 Glen Hall Dr, Mounds, IL 62964, USA
+1 (618) 342-6200
Friday
8AM–4PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM

What people think about First State Bank of Olmsted Mounds Branch?

Below you get acquainted with some of the opinions of our customers.

I am a regular client of First State Bank of Olmsted Mounds Branch. It is very convenient to apply via the net. The APR was good. Their employees always help right away.

Myron Shanahan

First State Bank of Olmsted Mounds Branch seems fair. Applied twice. The first payday loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan early. The managers were understanding, they gave speedy answers to all my questions. No troubles. But their rates are average.

Lazaro Moore

Pay Attention

The above-given information provides the details about a certain company. The information below is about common information about payday loans.

Payday Loans in Mounds, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Mounds, Illinois is are easy to access. The APR is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Mounds, Illinois

The Tranel Financial Group

1509 N Milwaukee Ave, Libertyville, IL 60048, USA

+1 (847) 680-9050

thetranelfinancialgroup.com

Edward Jones - Financial Advisor: Tom Vaccaro

761 Main St NW Suite D, Bourbonnais, IL 60914, USA

+1 (815) 937-5674

www.edwardjones.com

Associated Bank

115 Elm St, Staunton, IL 62088, USA

+1 (618) 635-2234

www.associatedbank.com

Oportun

Clock Tower Plaza, 27 Times Square Rd, Elgin, IL 60120, USA

+1 (847) 416-6868

oportun.com

Banterra Bank

318 S Park Ave, Herrin, IL 62948, USA

+1 (618) 942-7373

www.banterra.com

Peoples State Bank of Sumner

2388 IL-250, Sumner, IL 62466, USA

+1 (618) 936-2396

www.psbnewton.com

Huntington Bank

333 Quadrangle Dr, Bolingbrook, IL 60440, USA

+1 (630) 226-4220

www.huntington.com

TitleMax Title Loans

1699 W Morton Ave, Jacksonville, IL 62650, USA

+1 (217) 243-6306

www.titlemax.com

First Federal Savings Bank

1200 E Hanover St, New Baden, IL 62265, USA

+1 (618) 588-3527

www.firstfederalmascoutah.com

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