What people think about First State Bank of Olmsted Mounds Branch?
Below you get acquainted with some of the opinions of our customers.
I am a regular client of First State Bank of Olmsted Mounds Branch. It is very convenient to apply via the net. The APR was good. Their employees always help right away.
Myron Shanahan
First State Bank of Olmsted Mounds Branch seems fair. Applied twice. The first payday loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan early. The managers were understanding, they gave speedy answers to all my questions. No troubles. But their rates are average.
Lazaro Moore
Pay Attention
The above-given information provides the details about a certain company. The information below is about common information about payday loans.
Payday Loans in Mounds, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Mounds, Illinois is are easy to access. The APR is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Mounds, Illinois
Fifth Third Bank & ATM
2711 Broadway St, Mt Vernon, IL 62864, USA
+1 (618) 242-5200
locations.53.com
Edward Jones - Financial Advisor: Tim Malz, AAMS®
416 W Talcott Rd Suite B, Park Ridge, IL 60068, USA
+1 (847) 685-0830
www.edwardjones.com
Dieterich Bank (Corporate Center)
300 Sur Woods Dr, Effingham, IL 62401, USA
+1 (800) 699-9766
www.dieterichbank.com
Edward Jones - Financial Advisor: Joshua Farley, AAMS®
602 N Market St, Mt Carmel, IL 62863, USA
+1 (618) 263-3828
www.edwardjones.com
Solutions Bank - Freeport
996 W Fairview Rd, Freeport, IL 61032, USA
+1 (815) 235-2711
www.solutions.bank
