Welcome to Our Online Loan Referral Service

4.3 6 reviews

800 S 42nd St, Mt Vernon, IL 62864, USA
+1 (618) 244-1077
www.genfed.com
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
9:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
7:30AM–4:30PM
Wednesday
8:30AM–4:30PM

Domain Info

Created Date

1997-02-28

Mailing Address

Company Name

Contact Data

Feedback about GenFed Financial Credit Union?

Here you read the feedback of our customers.

These people are the best!

Orlando Klocko

I have not been able to use my debit card since yesterday.

Julianne Gorczany

I couldn't be more grateful to Genfed Credit Union.

Dr. Vito Monahan

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Mount Vernon, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to issue loans in Mount Vernon, New York. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will GenFed Financial Credit Union help take out a payday loan in Mount Vernon, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Mount Vernon, New York. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Mount Vernon, Illinois

Mariner Finance

206 N Banker St, Effingham, IL 62401, USA

+1 (217) 342-2105

www.marinerfinance.com

Heights Finance Corporation

234/236 S Dirksen Pkwy, Springfield, IL 62703, USA

+1 (217) 523-2274

www.heightsfinance.com

Fifth Third Bank & ATM

486 W Liberty St, Wauconda, IL 60084, USA

+1 (847) 526-6604

locations.53.com

McHenry Bank & Trust

2205 N Richmond Rd, McHenry, IL 60050, USA

+1 (815) 344-6600

www.mchenrybank.com

Edward Jones - Financial Advisor: Amy M Poduch, AAMS®

712 IL-83, Mundelein, IL 60060, USA

+1 (847) 566-5530

www.edwardjones.com

Armed Forces Bank ATM

400 NTC NEX, 2120 Sampson St, Great Lakes, IL 60088, USA

+1 (888) 929-2265

www.afbank.com

Consumers Credit Union - Headquarters

Employees Only, 1075 Tri State Pkwy, Gurnee, IL 60031, USA

+1 (877) 275-2228

www.myconsumers.org

Midland States Bank

514 S Main St, Smithton, IL 62285, USA

+1 (618) 236-7528

www.midlandsb.com

Edward Jones - Financial Advisor: Brian E Steidinger, CFP®|AAMS®

111 N Sangamon Ave, Gibson City, IL 60936, USA

+1 (217) 784-5652

www.edwardjones.com

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