Welcome to Our Online Loan Referral Service

4 32 reviews

1119 Jordan St, Mt Vernon, IL 62864, USA
+1 (618) 244-0291
Friday
9AM–5:30PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Feedback about People's Choice Cash & Pawn?

Here you read the reviews of our clients.

Fair prices and really friendly service.

Forest Schroeder PhD

Bad buisness, terrible staff.

Emanuel Mraz

Great place; guys really know their stuff!!!

Judy Boehm

Pay Attention

Payday lenders are shown in the first three points. Below info offers shared information about payday loans.

Payday Loans in Mount Vernon, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Mount Vernon, New York are taken out hassle-free. The interest rate is conditional on the borrower's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will People's Choice Cash & Pawn help issue a payday loan in Mount Vernon, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Mount Vernon, New York. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Mount Vernon, Illinois

Providence Bank & Trust

630 E 162nd St, South Holland, IL 60473, USA

+1 (708) 333-0700

www.providence.bank

BMO Harris Bank

354 N Milwaukee Ave, Libertyville, IL 60048, USA

+1 (847) 362-3500

branches.bmoharris.com

PLS Loan Store

1900 Roosevelt Rd, Broadview, IL 60155, USA

+1 (708) 338-3330

pls247.com

PNC Bank Drive Up

515 E Riverside Blvd, Loves Park, IL 61111, USA

+1 (815) 654-6511

apps.pnc.com

Illinois Title Loans, Inc.

3113 Broadway St, Mt Vernon, IL 62864, USA

+1 (618) 244-3659

Chillicothe Community Bank

1007 N 4th St, Chillicothe, IL 61523, USA

+1 (309) 274-0004

www.hometownbanks.com

Fortress Bank

433 Main St, Carthage, IL 62321, USA

+1 (217) 357-3112

www.bankfortress.com

BMO Harris Bank

10604 IL-47, Huntley, IL 60142, USA

+1 (847) 669-5151

branches.bmoharris.com

Hartsburg State Bank

101 N 2nd St, Hartsburg, IL 62643, USA

+1 (217) 642-5213

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