Welcome to Our Online Loan Referral Service

4.8 4 reviews

3100 Broadway St, Mt Vernon, IL 62864, USA
+1 (618) 244-5197
kvcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Kaskaskia Valley Credit Union?

Here you get acquainted with the feedback of our customers.

High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Marge Walker V

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Perry Reinger I

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Keaton Considine MD

No matter how much submitted an application for a loan. Constantly refused. No idea why?

Fredy Reichel V

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Mount Vernon, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Mount Vernon, New York are taken out problem-free. The interest percentage depends on the customer's personal information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

25% small loan cap

How will Kaskaskia Valley Credit Union help issue a loan in Mount Vernon, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Mount Vernon, ny consider this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay back the debt on time and not only resolve current problems, but enhance the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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First American Bank

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Midwest Title Loans

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Express Auto Title Loans

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expressautotitleloans.com

Town and Country Bank

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+1 (217) 787-3100

www.townandcountrybank.com

Edward Jones - Financial Advisor: Matt Armentrout, CFP®

12551 IL-143 Ste G, Highland, IL 62249, USA

+1 (618) 651-1097

www.edwardjones.com

First Mid Bank & Trust Marshall

610 N Michigan Ave, Marshall, IL 62441, USA

+1 (217) 826-6308

www.firstmid.com

Woodforest National Bank

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+1 (815) 282-9735

www.woodforest.com

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