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4.2 5 reviews
Loan agency in Mount Vernon, Illinois

606 S 42nd St, Mt Vernon, IL 62864, USA
+1 (618) 246-1265
www.onemainfinancial.com
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you see the reviews of our clients.

I absolutely love this company!

Kaelyn Conn

Their service is top notch and with no hassels.

Rebecca Herzog II

Shannon and Manager Regina were super!

Citlalli Toy

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Mount Vernon, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

This financial product in Mount Vernon, New York is issued simply and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

25% small loan cap

How will OneMain Financial help issue a loan in Mount Vernon, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Mount Vernon, ny will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Mount Vernon, Illinois

Edward Jones - Financial Advisor: Alan G Gerstenschlager, AAMS®

714 S Street Louis St, Sparta, IL 62286, USA

+1 (618) 443-5313

www.edwardjones.com

German-American State Bank

1305 Main St, Pecatonica, IL 61063, USA

+1 (815) 239-1700

www.germanamericanstatebank.com

Fairbury-Cropsey Community Bank

804 W Oak St, Fairbury, IL 61739, USA

+1 (815) 692-4000

www.hometownbanks.com

OneMain Financial

107 W 8th St, Mt Carmel, IL 62863, USA

+1 (618) 262-5136

www.onemainfinancial.com

Courtesy Loans

500 6th St, Charleston, IL 61920, USA

+1 (217) 345-3455

firstchoicepaydayloans.com

Associated Bank

238 N Main St, Columbia, IL 62236, USA

+1 (618) 281-4240

www.associatedbank.com

Huntington Bank

6121 Washington St, Gurnee, IL 60031, USA

+1 (847) 855-2100

www.huntington.com

Illinois State Bank

1301 Pyott Rd Suite 100, Lake in the Hills, IL 60156, USA

+1 (847) 658-4848

www.illinoisstatebank.com

Cornerstone Credit Union

615 W 3rd St, Sterling, IL 61081, USA

+1 (815) 625-9276

www.cornerstonecu.org

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