World Finance Payday Loans Review - Mount Vernon, Illinois

5 3 reviews

Loan agency in Mount Vernon, Illinois

Organization owner?

610A S 42nd St, Mt Vernon, IL 62864, USA

+1 (618) 244-5074

www.loansbyworld.com

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

What people think about World Finance?

Below you get acquainted with some of the reviews of our clients.

Disappointed customer! Was refused for no reason. My credit was average.

Madisen Hessel

Wasted too much efforts with this lender. They charge hidden fees! Stay away

Connie Becker

Too high APR. Had to pay off really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was disappoiting too. The lady in the office was very rude. Not happy. Better seek another service.

Mrs. Grace Pfannerstill

Pay Attention

Above there is information about a precise lender. Below you can see common characteristics of payday loans.

Payday Loans in Mount Vernon, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Mount Vernon, New York. Loans from payday lenders can get you cash same day. Your APR will depend on a few things.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.