Welcome to Our Online Loan Referral Service

4.3 6 reviews

823 S 10th St, Mt Vernon, IL 62864, USA
+1 (618) 244-2430
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Feedback about King City Cash & Loan Pawn?

Here you see the feedback of our customers.

A very nice place and great people

Lance Gerhold

Always good deals here...

Rhett Nicolas

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Mount Vernon, New York

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is easy and fast to issue loans in Mount Vernon, New York. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will King City Cash & Loan Pawn help take out a payday loan in Mount Vernon, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the application. Payday loans in Mount Vernon, New York may help level up your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Mount Vernon, Illinois

BMO Harris Bank

130 Devon Ave, Wood Dale, IL 60191, USA

+1 (847) 640-3500

branches.bmoharris.com

Edward Jones - Financial Advisor: Russ Kreuter

1003 W Vine St Suite B, Vienna, IL 62995, USA

+1 (618) 658-2222

www.edwardjones.com

First Mid Bank & Trust Galesburg Henderson

1535 N Henderson St, Galesburg, IL 61401, USA

+1 (309) 344-1203

www.firstmid.com

First National Bank

210 S Main St, Pinckneyville, IL 62274, USA

+1 (618) 357-9393

www.fnbpville.com

ATM (Associated Bank)

10910 N Main St, Richmond, IL 60071, USA

www.associatedbank.com

Proviso Community Bank

1759 Mannheim Rd, Stone Park, IL 60165, USA

+1 (708) 483-0030

www.provisobank.com

Edward Jones - Financial Advisor: Brad Ragain, AAMS®

810 E Deyoung St, Marion, IL 62959, USA

+1 (618) 997-6421

www.edwardjones.com

Mark Dinsmore - COUNTRY Financial representative

210 N Main St, Wayne City, IL 62895, USA

+1 (618) 895-2989

representatives.countryfinancial.com

PNC Bank ATM

27905 IL-176, Island Lake, IL 60042, USA

+1 (888) 762-2265

www.pnc.com

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