Welcome to Our Online Loan Referral Service

2.8 11 reviews

340 W Main St, Mt Zion, IL 62549, USA
+1 (217) 864-2353
www.psbank.net
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1999-09-21

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Prairie State Bank & Trust?

Here you get acquainted with the reviews of our clients.

Thank you for the great service!!

Darby Hirthe

Your employees just had a BBQ get together at Fletcher Park.

Prof. Heather Altenwerth Jr.

Pulled my application and will be going somewhere better

Winona Hintz

They are good customer service

Jordane Douglas

It wouldn’t work so I had to go down the road to use an atm and get money out.

Jany Johnson

Amazing place to bank all friendly there

Grover Greenholt

Pay Attention

Lending companies are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Mt Zion, Illinois

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Mt Zion, Illinois is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Prairie State Bank & Trust help take out a payday loan in Mt Zion, Illinois?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in Mt Zion, il review this circumstance not a drawback to issue a loan. The customer of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only resolve current issues, but improve the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Mt Zion, Illinois

First National Bank

209 S Railroad St, Patoka, IL 62875, USA

+1 (618) 432-7233

www.thefnb.com

BMO Harris Bank

685 S Illinois 83, Mundelein, IL 60060, USA

+1 (847) 247-7251

branches.bmoharris.com

Banner Finance

109 W Main St, Carbondale, IL 62901, USA

www.bannerfinance.com

TitleMax Title Loans

2403 N Dirksen Pkwy, Springfield, IL 62702, USA

+1 (217) 241-0255

www.titlemax.com

First Mid Bank & Trust Peoria Main

230 SW Adams St Suite 100, Peoria, IL 61602, USA

+1 (309) 637-7500

www.firstmid.com

Farmers State Bank

825 W Washington St, Pittsfield, IL 62363, USA

+1 (217) 285-5585

www.farmersstate.com

LendNation

1401 N Prospect Ave Ste 1, Champaign, IL 61820, USA

+1 (217) 531-1100

www.lendnation.com

First Mid Bank & Trust Champaign West Church St

114 W Church St, Champaign, IL 61820, USA

+1 (217) 398-0067

www.firstmid.com

Bank of America ATM

2500 Carlyle Ave, Belleville, IL 62221, USA

+1 (844) 401-8500

locators.bankofamerica.com

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