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4.3 6 reviews

14-22 E Hanover St, New Baden, IL 62265, USA
+1 (618) 588-3511
fcbbanks.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1998-07-27

Mailing Address

800 BELT LINE RD, COLLINSVILLE, IL, 62234-4413, United States

Company Name

FIRST CO BANCORP INC

FIRST CO BANCORP INC

Contact Data

[email protected]

+1.6182228642

+1.231231234

What people think about FCB Banks?

Below you see some of the reviews of our customers.

People are very helpful and friendly

Prof. Celestine Rice MD

Good bank, located right downtown.

Ariel Fritsch

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in New Baden, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans in New Baden, Illinois is are simple to get. The interest rate is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in New Baden, Illinois

Harvard Savings Bank

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+1 (815) 728-8000

www.thestatebankgroup.com

Illinois Valley Credit Union

200 Ace Rd # 1, Princeton, IL 61356, USA

+1 (815) 875-3400

www.ivcu.com

First American Bank

14245 South La Grange Road, Orland Park, IL 60462, USA

+1 (708) 398-3100

www.firstambank.com

Security Finance

610 Broadway St, Quincy, IL 62301, USA

+1 (217) 228-2210

www.securityfinance.com

GreenPath Financial Wellness, Moline, IL

5306 Avenue of the Cities A, Moline, IL 61265, USA

+1 (800) 550-1961

www.greenpath.com

Walmart Money Center

Springfield, IL 62711, USA

www.walmart.com

JMG Financial Group, Ltd.

2001 Butterfield Rd, Downers Grove, IL 60515, USA

+1 (630) 571-5252

www.jmgfinancial.com

Busey Bank

13901 S Bell Rd, Homer Glen, IL 60491, USA

+1 (708) 301-5900

www.busey.com

Consumers Credit Union

195 E, IL-120, Volo, IL 60073, USA

+1 (877) 275-2228

www.myconsumers.org

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