Welcome to Our Online Loan Referral Service

4 8 reviews

100 W Washington St, Newton, IL 62448, USA
+1 (618) 783-2321
psbnewton.com
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM

Domain Info

Created Date

1996-05-07

Mailing Address

Company Name

Contact Data

Feedback about Peoples State Bank?

Here you see the reviews of our clients.

Friendly staff that likes being involved in the community

Dr. Fae Hayes V

I would never suggest them to a friend or family member.

Baylee Willms

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Newton, Massachusetts

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Newton, Massachusetts is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

23% small loan cap

How will Peoples State Bank help take out a payday loan in Newton, Massachusetts?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Newton, ma will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

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Walmart Money Center

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Bank of Gibson City

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Edward Jones - Financial Advisor: Jim Rowley

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Woodforest National Bank

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