Welcome to Our Online Loan Referral Service

3.3 3 reviews

804 US-50, O'Fallon, IL 62269, USA
+1 (618) 632-3664
www.first.bank
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM

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Feedback about First Bank - Drive-through Open; Lobby by Appointment Only?

Here you read the feedback of our customers.

First Bank - Drive-through Open; Lobby by Appointment Only seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Sallie Bednar

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Prof. Keyshawn Swaniawski MD

I'm not ashamed to borrow money from First Bank - Drive-through Open; Lobby by Appointment Only, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Melisa Price

I recommend First Bank - Drive-through Open; Lobby by Appointment Only to everyone, I am applying for the second time. Everything is great!

Maryse Jakubowski

I submit an application very often. I am pleased with the terms. There is online 24/7 service.

Dr. Brayan Christiansen

First Bank - Drive-through Open; Lobby by Appointment Only is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Elvie Lehner

Pay Attention

Above-shown info offers the details about a certain lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in O'Fallon, Illinois

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in O'Fallon, Illinois are issued problem-free. The interest rate is conditional on the client's person-related information: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Bank - Drive-through Open; Lobby by Appointment Only help issue a payday loan in O'Fallon, Illinois?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in O'Fallon, Illinois. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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+1 (217) 732-7524

www.edwardjones.com

Midwest Title Loans

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Credit Union 1

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+1 (800) 252-6950

www.creditunion1.org

First Midwest Bank

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+1 (815) 806-9150

locations.firstmidwest.com

First National Bank

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+1 (217) 997-5585

fnbarenzville.com

Cash America Pawn

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+1 (630) 859-8980

First Midwest Bank ATM

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