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3.5 2 reviews
Loan agency in Olney, Illinois

1214 E Main St, Olney, IL 62450, USA
7 years in business
+1 (618) 392-5626
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

Feedback about America's Financial Choice?

Here you grapple with the reviews of our customers.

Great service the interest rate is bogus though

Annabelle Cartwright V

Very friendly and fast service , 5 stars

Dillan Wilderman

Great price compared to what I’ve been charged in the past.

Alverta Satterfield

Definitely over priced.

Brandyn Tremblay MD

Will be back next year

Prof. Rosanna Kiehn III

Taxes were done in a timely manner.

Dr. Isac Kris

The women in that office are very friendly and helpful.

Eva Mann

Great company with awesome staff!

Ayla Kessler

I am a first time home buyer and I am so happy I choose loan depot.

Pearlie Dare

Transparency and Speed of service is awesome.

Raymond Gottlieb

Oh yeah and ANY place besides down town and campus has "free" parking.

Kennedi Stanton

Smells awful, either like cigarettes or cat pee, $20 fee to cash the check

Dr. Martine Grant

These people seriously need to learn how to treat potential customers.

Brant Hoppe

They will give you loans when other pawn shops won't! And you can get 20 to 30 dollars more for your for loan than others this true because I made some comparison to …

Guiseppe Rempel

Ezpawn is a great place for personal loans! They also have a great section of products. The Staff has great Customer service as well, The Manager Shantell, Asst Manager …

Mr. Otis Jacobs

Employees have always been nice and for most part always get good loan amounts.

Blaise Rogahn

They beat everyone in town

Mrs. Sarah Stiedemann

Trip James is fantastic to work with on the commercial lending side.

Dr. Otilia Feeney

We have been working with John Lofgren on the purchase of our first home.

Dr. Jeramy Lynch DVM

Pay Attention

Above-shown info provides the details about a certain lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Olney, Maryland

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Olney, Maryland is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

33% APR cap (2.75% a month)

How will America's Financial Choice help issue a payday loan in Olney, Maryland?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Olney, Maryland. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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