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4 reviews

102 S, IL-48, Oreana, IL 62554, USA
+1 (217) 468-2330
gerberstatebank.com
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM

Domain Info

Created Date

2003-07-17

Mailing Address

Company Name

Contact Data

Feedback about The Gerber State Bank?

Here you grapple with the feedback of our clients.

I recommend The Gerber State Bank to everyone, I am applying for the second time. Everything is great!

Sherwood Jerde

The cash advance is deposited easily and quickly. There is a minus - a great fee when paying off a loan.

Vernice Stiedemann

The money are deposited to my credit card. I pay back through my account. The payment is efficient and quick. Pay on time and there will be no issues.

Milan Rogahn

Yesterday I needed money, I decided to addressed The Gerber State Bank. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Mr. Durward Carter

Pay Attention

Above-specified info offers the details about a exact lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Oreana, Illinois

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Oreana, Illinois is issued easily and fast. The interest percentage is set respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will The Gerber State Bank help issue a loan in Oreana, Illinois?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Oreana, Illinois. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

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