Welcome to Our Online Loan Referral Service

3.8 17 reviews

1200 Douglas Rd, Oswego, IL 60543, USA
+1 (877) 866-0202
oldsecond.com
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–7PM
Saturday
8AM–1PM
Sunday
Closed
Monday
8AM–6PM

Domain Info

Created Date

1997-06-15

Mailing Address

Company Name

Contact Data

Feedback about Old Second National Bank?

Here you see the reviews of our clients.

I give this bank 5 stars...I will also give a shout put to Jodi, she is awesome.

Shania Abernathy

What a complete joke - these people are absolutely clueless.

Ms. Adeline Medhurst

Again, the Oswego branch provides excellent customer service.

Nyah Davis

Pay Attention

Lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Oswego, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Oswego, New York is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will Old Second National Bank help issue a payday loan in Oswego, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Oswego, ny consider this circumstance not a hindrence to take out a loan. The recipient of a cash advance should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on a due date and not only handle current issues, but enhance the credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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Edward Jones - Financial Advisor: Aaron M Ifft, CFP®|AAMS®

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Edward Jones - Financial Advisor: Bryce Starkey, CFP®

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