Welcome to Our Online Loan Referral Service


6431 W 127th St, Palos Heights, IL 60463, USA
+1 (708) 966-5743
www.providence.bank
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed

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Feedback about Providence Bank & Trust?

Here you grapple with the feedback of our clients.

It was necessary to improve the credi score, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I contacted Providence Bank & Trust. The score improved after several loans paid off.

Fabian Block

It was necessary to enhance the credit history, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I contacted Providence Bank & Trust. The rating improved after several loans paid back.

Leland Hilpert IV

Yesterday I needed extra funds, I decided to contact Providence Bank & Trust. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Geovanni Kreiger

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Palos Heights, Illinois

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Palos Heights, Illinois is issued easily and fast. The interest percentage is set considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Providence Bank & Trust help take out a payday loan in Palos Heights, Illinois?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Palos Heights, il will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Palos Heights, Illinois

Principal Financial Group

613 1st St, Lasalle, IL 61301, USA

+1 (815) 224-1889

www.principal.com

Midwest Community Bank

3755 E Main St Suite 140, St. Charles, IL 60174, USA

+1 (331) 422-3420

www.mwbonline.com

Blackhawk Bank

3101 11th St, Rockford, IL 61109, USA

+1 (815) 986-7174

www.blackhawkbank.com

Credit Union 1

9441 S Kedzie Ave, Evergreen Park, IL 60805, USA

+1 (800) 252-6950

www.creditunion1.org

Legence Bank

100 E Main St, Galatia, IL 62935, USA

+1 (618) 268-4191

www.legencebank.com

SENB Bank

5206 Elevator Rd, Roscoe, IL 61073, USA

+1 (815) 681-7362

www.senb.com

Hickory Point Bank & Trust

510 Main St, Varna, IL 61375, USA

+1 (309) 463-2037

www.hickorypointbank.com

Heartland Bank and Trust Company

3400 Court St, Pekin, IL 61554, USA

+1 (309) 347-6626

hbtbank.com

Loan Litigators LLC

1901 Butterfield Rd, Downers Grove, IL 60515, USA

+1 (630) 396-7300

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