Welcome to Our Online Loan Referral Service

3 6 reviews

7101 W 127th St, Palos Heights, IL 60463, USA
+1 (708) 263-6418
www.firstmerchants.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you see the feedback of our clients.

The people are always nice and I have never had any issues with them at all.

Mac Boyle II

The assistant manager, Paula, took great care of me.

Prof. Justine Jast

Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Palos Heights, Illinois

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Palos Heights, Illinois is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Merchants Bank help issue a loan in Palos Heights, Illinois?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Palos Heights, Illinois. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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