Welcome to Our Online Loan Referral Service

3.3 7 reviews

3400 Court St, Pekin, IL 61554, USA
+1 (309) 347-6626
hbtbank.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

1998-09-02

Mailing Address

Illinois, United States

Company Name

Heartland Bank & Trust Co.

Heartland Bank & Trust Co.

Contact Data

Feedback about Heartland Bank and Trust Company?

Here you see the reviews of our customers.

The bank staff are all very friendly and very helpful

Dr. Dulce Bauch Sr.

Used to be a good place but ever sense i got frauded im treated differently

Wendell Swift Sr.

They just lost a chance to gain a customer, since I just moved to Pekin.

Mr. Hubert Bayer

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Pekin, Indiana

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Pekin, Indiana is issued easily and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Heartland Bank and Trust Company help take out a payday loan in Pekin, Indiana?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Pekin, Indiana. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

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Edward Jones - Financial Advisor: Carolyn M Hartnett, AAMS®

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