Welcome to Our Online Loan Referral Service

4.6 9 reviews

1311 Shooting Park Rd, Peru, IL 61354, USA
+1 (815) 224-2666
www.ivcu.com
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
9AM–12PM

Domain Info

Created Date

1999-05-17

Mailing Address

Illinois, United States

Company Name

Illinois Valley Credit Union

Illinois Valley Credit Union

Contact Data

What people think about Illinois Valley Credit Union?

Below you read some of the testimonials of our clients.

Good people and services

April Smith

I love all the ladies who work there!

Jermey Armstrong

Always a great experience and they are all friendly and professional!'

Henri Hirthe

Important

Now you can see general characteristics of payday loans.

Payday Loans in Peru, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is trouble-free and speedy to get accepted for payday loans in Peru, New York. The APR will be set individually for each client and will depend on the personal details the borrower provided.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the payday loan immediately.

APR Calculator

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