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2 4 reviews
Loan agency in Peru, Illinois

5259 IL-251 Ste 5, Peru, IL 61354, USA
+1 (815) 220-0383

Domain Info

Created Date


Mailing Address

1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data




Feedback about Cash Store?

Here you get acquainted with the feedback of our clients.

Just left this place and got ripped off by the cashier.

Mrs. Mariah Grant

The cashier refused to play my lottery.

Milan Grady Jr.

Charges 50 dollars off your debit card to pump gas this cant be legal

Junius Block V

Oh yeah and ANY place besides down town and campus has "free" parking.

Sterling Abbott

Smells awful, either like cigarettes or cat pee, $20 fee to cash the check

Kelton Rath

These people seriously need to learn how to treat potential customers.

Elody Stracke II

They are good customer service

Vance Moore

It wouldn’t work so I had to go down the road to use an atm and get money out.

Prof. Jodie Renner DDS

Amazing place to bank all friendly there

Jennings Toy

Banking here is made rather easy and semi-stress free.

Dr. Dion Langosh IV

Fired my mother simply because they wanted to rehire a previous teller.

Ansley Stroman I

Extremely Rude staff behind the glass partition.

Dr. Myrtie Tromp V

I had a very reliable check from an insurance company.

Betsy Heidenreich

She helped us buy a house for our family.

Triston Schumm

Got a Home Equity loan in May.

Herminia Prohaska

I was able to refinance a mortgage and it went really smoothly.

Bailee Upton

I was recommend by a friend. I was approve for a loan and the interest rate is way cheaper then doing payday loans. Jose and Juan are a great help.

Olga Cormier

This is the best place to register cars.

Tatum Tremblay

Very nice people and are always courteous.

Charity Kiehn I

Great place to do you taxes!

Anthony Bergnaum

Completely irresponsible people.

Kallie Kiehn

Heather was very friendly and answered all my questions!

Miss Jailyn Schinner DVM

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Peru, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and fast to issue payday loans in Peru, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.


25% small loan cap

How will Cash Store help issue a payday loan in Peru, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Peru, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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