Welcome to Our Online Loan Referral Service

5 reviews

200 Ace Rd # 1, Princeton, IL 61356, USA
+1 (815) 875-3400
www.ivcu.com
Wednesday
8:30AM–12PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1999-05-17

Mailing Address

Illinois, United States

Company Name

Illinois Valley Credit Union

Illinois Valley Credit Union

Contact Data

What people think about Illinois Valley Credit Union?

Below you read some of the opinions of our customers.

Thank you Illinois Valley Credit Union for helping me when I needed money urgently to pay for car repair. I have applied through this website twice and everything was smooth. This is the most honest lender with no hidden fees. Highly recommended!!!

Keyon Reinger

Illinois Valley Credit Union rescued me in a difficult time. They approved me for a payday loan although I had credit problems. The process was trouble free and fast. I appreciate their competent client support service and competitive rates. I will 100% recommend this loan provider to my family and friends.

Jody Stiedemann

Thank you Illinois Valley Credit Union for assisting me when I needed funds urgently to pay for business trip. I have applied through this website 3 times and everything was great. This is the most honest company with no hidden fees. Highly recommended!!!

Dallin Lakin

They only ask for an ID to get accepted. Last month I was fined and needed some cash to hold on. These guys accepted me although I had a bad credit score. Quick and safe process. Very happy!!

Prof. Nelda Heller

Important

The previous three items describe a precise financial institution. But below you can find general details about payday loans.

Payday Loans in Princeton, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Princeton, Massachusetts. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

APR Calculator

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