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Created Date
1997-01-30
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Feedback about Mercantile Bank?
Here you read the feedback of our clients.
Mercantile Bank seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.
Tyree Daugherty
Mercantile Bank seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.
Dr. Serenity Will
Pay Attention
The first three points specify the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.
Payday Loans in Quincy, Massachusetts
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
It is easy and quick to issue payday loans in Quincy, Massachusetts. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.
APR
23% small loan cap
How will Mercantile Bank help take out a payday loan in Quincy, Massachusetts?
- Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to attend any department.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
- Fast and high approval level. The positive answer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
Then submit an application to get an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Quincy, ma will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will define the cost of the loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Quincy, Illinois
First American Bank
11821 S Western Ave, Chicago, IL 60643, USA
+1 (773) 524-4000
www.firstambank.com
Fidelity Bank and Trust
242 Wall St, East Dubuque, IL 61025, USA
+1 (815) 747-3173
www.bankfidelity.com
State Bank of Cerro Gordo
101 S Madison St, Cerro Gordo, IL 61818, USA
+1 (217) 763-2741
www.bankcerrogordo.com
