Peoples Prosperity Bank Payday Loans Review - Quincy, Illinois

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other aspects. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.