First National Bank Payday Loans Review

4.5 2 reviews

Organization owner?

227 S Superior St, Ramsey, IL 62080, USA

+1 (618) 423-2396

www.thefnb.com

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Friday

9AM–3PM

Saturday

8:30AM–12PM

Sunday

Closed

Domain Info

Created Date

1999-06-22

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First National Bank?

Here you read the feedback of our customers.

Money was urgently needed. I left an online application in First National Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Kaley Grady

The money are deposited to my card. I pay back through my personal account. The payment is convenient and fast. Pay on schedule and there will be no problems.

Torrey Turner II

Yesterday I needed extra money, I decided to contact First National Bank. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Elisha Considine

I submit an application quite often. I am satisfied with the terms. There is online round the clock service.

Odie Anderson

Money was urgently needed. I left an online application in First National Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Dino Rogahn

I have a problem with paying off a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to contact First National Bank. They really helped out.

Sofia Skiles

Pay Attention

Above-specified info offers the details about a exact lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Ramsey, New Jersey

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Ramsey, nj. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

30% usury cap

How will First National Bank help issue a loan in Ramsey, New Jersey?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Ramsey, New Jersey. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Ramsey, Illinois

Fifth Third Bank & ATM

840 S Oak Park Ave, Oak Park, IL 60304, USA

+1 (708) 848-6700

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