Welcome to Our Online Loan Referral Service


1320 W Market St, Red Bud, IL 62278, USA
+1 (618) 282-2265

Feedback about State Bank-Prairie Du Rocher?

Here you get acquainted with the reviews of our clients.

State Bank-Prairie Du Rocher seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Myrtice Gleichner

Thanks to the employees for the reliable service. They assisted in difficult times. For application you only need an ID.

Kariane Cummings

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Red Bud, Illinois

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Red Bud, Illinois is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will State Bank-Prairie Du Rocher help take out a payday loan in Red Bud, Illinois?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Red Bud, Illinois. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

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Heartland Bank and Trust Company

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+1 (309) 662-4444

hbtbank.com

Advance Case Loans

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+1 (877) 305-5600

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Wells Fargo Bank

121 W 1st St, Geneseo, IL 61254, USA

+1 (309) 944-5361

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Regions Bank

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+1 (618) 651-6570

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Edward Jones - Financial Advisor: Bill Bruenderman, AAMS®

110 E 3rd St, Pana, IL 62557, USA

+1 (217) 562-3007

www.edwardjones.com

TitleMax Title Loans

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+1 (630) 307-7460

www.titlemax.com

Advance America

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+1 (309) 786-2498

www.advanceamerica.net

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