Welcome to Our Online Loan Referral Service


10520 N Main St, Richmond, IL 60071, USA
+1 (815) 678-2061
www.mchenrysavings.com

Domain Info

Created Date

1999-02-10

Mailing Address

Company Name

Contact Data

What people think about McHenry Savings Bank?

Below you see some of the testimonials of our clients.

I have already used this lender 3 times and I was very satisfied with the rates. This is the only round the clock lender with affordable rates in my town.

Prof. Carleton Schimmel III

They only ask for an ID to get accepted. Last year I was fined and needed some cash to survive. These guys approved me although I had a low credit score. Quick and safe application. Highly recommend!

Ms. Peggie Rath PhD

Important

The previous three items charactirize a definite company. But below you can find common details about payday loans.

Payday Loans in Richmond, Massachusetts

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Richmond, Massachusetts. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Richmond, Illinois

TCF Bank

1485 Palatine Rd, Hoffman Estates, IL 60195, USA

+1 (800) 823-2265

www.tcfbank.com

First Mid Bank & Trust Quincy Mall

3233 Broadway St, Quincy, IL 62301, USA

+1 (217) 224-5700

www.firstmid.com

First Bankers Trust Company, N.A.

2201 Wabash Ave, Springfield, IL 62704, USA

+1 (217) 546-6151

www.firstbankers.com

Edward Jones - Financial Advisor

1002 Walnut St, Murphysboro, IL 62966, USA

+1 (618) 687-4042

www.edwardjones.com

Waterman State Bank

248 W Lincoln Hwy, Waterman, IL 60556, USA

+1 (815) 264-3201

www.watermanbank.com

PNC Bank ATM

1410 N Henderson St, Galesburg, IL 61401, USA

+1 (888) 762-2265

www.pnc.com

Crystal Rock Finance

7639 63rd St, Summit, IL 60501, USA

+1 (800) 903-7994

www.crystalrockfinance.com

Evergreen Bank Group - Oak Brook HQ

1515 22nd St # 100, Oak Brook, IL 60523, USA

+1 (630) 413-9580

www.evergreenbankgroup.com

Farmers National Bank of Griggsville

108 W Quincy St, Griggsville, IL 62340, USA

+1 (217) 833-2329

www.fnbgriggsville.com

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