McHenry Savings Bank Payday Loans Review

Organization owner?

10520 N Main St, Richmond, IL 60071, USA

+1 (815) 678-2061

www.mchenrysavings.com

Domain Info

Created Date

1999-02-10

Mailing Address

Company Name

Contact Data

What people think about McHenry Savings Bank?

Below you see some of the testimonials of our clients.

I have already used this lender 3 times and I was very satisfied with the rates. This is the only round the clock lender with affordable rates in my town.

Prof. Carleton Schimmel III

They only ask for an ID to get accepted. Last year I was fined and needed some cash to survive. These guys approved me although I had a low credit score. Quick and safe application. Highly recommend!

Ms. Peggie Rath PhD

Important

The previous three items charactirize a definite company. But below you can find common details about payday loans.

Payday Loans in Richmond, Massachusetts

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Richmond, Massachusetts. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.