Welcome to Our Online Loan Referral Service

4.4 10 reviews

2300 4th Ave, Rock Island, IL 61201, USA
+1 (309) 793-3610
www.gaselectriccu.com
Wednesday
9AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1999-09-24

Mailing Address

Illinois, United States

Company Name

LKCS

LKCS

Contact Data

Feedback about Gas & Electric Credit Union?

Here you grapple with the feedback of our customers.

Good customer service!

Aaron Brakus DVM

Stopped at the drive thru to cash a check.

Rosina Mante Jr.

The members are wonderful to work with.

Giovanna Hartmann

Pay Attention

Above-shown info provides the details about a certain lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Rock Island, Tennessee

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Rock Island, Tennessee is issued simply and fast. The interest percentage is specified depending on the category of the client: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Gas & Electric Credit Union help take out a loan in Rock Island, Tennessee?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Rock Island, tn will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

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MB Financial Bank

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OneMain Financial

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Ics Loans

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Woodforest National Bank

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First Farmers Bank and Trust

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