Welcome to Our Online Loan Referral Service

4.2 32 reviews

104 N Show Pl Dr, Rockford, IL 61107, USA
+1 (815) 332-9898
www.fncu.org
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed

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Feedback about First Northern Credit Union?

Here you get acquainted with the reviews of our customers.

Always have great service. Wonderful people. Loans are a snap.

Dr. Hattie Boyer DVM

Jonathan Lewis is a great banker. I thought I knew what i was doing being a 50 year old guy but John educated me on alot of different loans. Thanks a bunch john.

Herman Daniel

Great group of people

Pinkie McGlynn

Great group of people

Grady King

Manager Diane is a horrible, rude , unprofessional person.

Miss Genoveva Rohan

Couldn't ask for better service

Orin Stanton

They will give you loans when other pawn shops won't! And you can get 20 to 30 dollars more for your for loan than others this true because I made some comparison to …

Mr. Enrico Schulist III

Ezpawn is a great place for personal loans! They also have a great section of products. The Staff has great Customer service as well, The Manager Shantell, Asst Manager …

Maybell Kutch I

Employees have always been nice and for most part always get good loan amounts.

Ed Anderson II

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Rockford, Alabama

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Rockford, Alabama are issued problem-free. The interest percentage is dependent on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Northern Credit Union help issue a payday loan in Rockford, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Rockford, Alabama. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

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