Welcome to Our Online Loan Referral Service

4.7 131 reviews

5959 E State St, Rockford, IL 61108, USA
+1 (815) 229-7000
www.heritagecu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Heritage Credit Union?

Here you see the feedback of our clients.

They are very friendly there and we got a loan so quickly without even having to go in! Have been with them for years.

Dr. Peter Hand

Shelly and Monica helped me with a loan yesterday and I was very pleased with their great customer service!!! Tammy also helped me out with the change machine and was …

Diamond Runolfsson

If you ever need anything at Milford and state location contact Tyler or Monica they helped me with a loan an was promt an was able to get me what I needed will be workin

Gideon Bednar MD

They will give you loans when other pawn shops won't! And you can get 20 to 30 dollars more for your for loan than others this true because I made some comparison to …

Dr. Jacklyn Kuhic DVM

Ezpawn is a great place for personal loans! They also have a great section of products. The Staff has great Customer service as well, The Manager Shantell, Asst Manager …

Mrs. Elisabeth Mayer IV

Employees have always been nice and for most part always get good loan amounts.

Rene Kertzmann

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Rockford, Alabama

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is simple and fast to issue loans in Rockford, Alabama. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Heritage Credit Union help take out a payday loan in Rockford, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Rockford, Alabama. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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First American Bank

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ATM (Associated Bank)

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