First Midwest Bank Payday Loans Review

3.3 10 reviews

Organization owner?

1777 N Cedar Lake Rd, Round Lake Beach, IL 60073, USA

+1 (847) 775-8206

www.firstmidwest.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Domain Info

Created Date

1997-08-26

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about First Midwest Bank?

Here you grapple with the reviews of our customers.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Prof. Haley Barton

Disappointed! Was refused to issue $1,000. Only $400 was approved.

Mr. Jerome Koepp

Sky-scraper interest rate. When paying back a loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Mrs. Annetta Wehner II

I issued payday loan from First Midwest Bank 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Noble Hirthe

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Round Lake, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Round Lake, ny. They are issued at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will First Midwest Bank help take out a loan in Round Lake, New York?

24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Round Lake, ny will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Round Lake, Illinois

First Southern Bank

2 S Main St, Carrier Mills, IL 62917, USA

+1 (618) 997-4341

firstsouthernbank.net

OneMain Financial

10660 S Western Ave, Chicago, IL 60643, USA

+1 (773) 779-2045

www.onemainfinancial.com