Welcome to Our Online Loan Referral Service

5 reviews

401 W Main St, Salem, IL 62881, USA
+1 (618) 548-2265
first-online.bank
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

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Feedback about First Financial Bank?

Here you get acquainted with the reviews of our clients.

Unsatisfied! Was denied to borrow $1,000. Only $400 was approved.

Ole Purdy

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Taya Marks

Sky-scraper interest rate. When paying off a payday loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Kay O'Kon V

I tried to borrow money from First Financial Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Elyse Lind DVM

Pay Attention

Lending companies are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Salem, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Salem, New York is taken out easily and quickly. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will First Financial Bank help take out a loan in Salem, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Salem, ny consider this circumstance not a hindrence to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on a due date and not only handle current issues, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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