Welcome to Our Online Loan Referral Service

5 3 reviews

14 Main St, Speer, IL 61479, USA
+1 (309) 249-2141
www.hometownbanks.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

2000-02-04

Mailing Address

721 W JACKSON ST, MORTON, IL, 61550-1537, United States

Company Name

MORTON COMMUNITY BANK

MORTON COMMUNITY BANK

Contact Data

[email protected]

+1.3092665337

+1.231231234

Feedback about Speer Community Bank?

Here you grapple with the reviews of our clients.

Mobile Banking with mobile app.

Ms. Phyllis Schumm

The banking experience at Speer bank is great!

Harmon Gislason

Great experience, staff and expertise!

Camren Mosciski

Awesome service nice and great people max refund as always couldn't be happier

Prof. Clark Stokes IV

Nice and fast in Ottawa Illinois Walmart

Dr. Bessie Hammes

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Speer, Illinois

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Speer, Illinois is issued easily and quickly. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Speer Community Bank help issue a payday loan in Speer, Illinois?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lender review many aspects such as financial abilities to approve the request. Payday loans in Speer, Illinois may help improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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Edward Jones - Financial Advisor: Rob Brown

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First Midwest Bank ATM

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Edward Jones - Financial Advisor: Adam M Spangler, CFP®

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+1 (309) 263-6770

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Edward Jones - Financial Advisor: Kim ODonohue

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United Community Bank

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Old Second National Bank ATM

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