Domain Info
Created Date
1996-06-25
Mailing Address
Company Name
Contact Data
What people think about United Community Bank?
Below you find some of the opinions of our clients.
I was embarrassed to borrow from my family so I decided to apply for a payday loan via United Community Bank. Found them online and the user reviews were positive I have already applied 4 times and every time I was approved same day. Very convenient.
Maeve Howell
I always use United Community Bank when it need a loan. The application process is quick. No problems.
Fabiola Reynolds
I always use United Community Bank when it need a cash advance. The application process is hassle-fee. No complaints.
Adah Pollich
Many thanks to United Community Bank. I recently had some problems with repaying my mortgage and they approved me for a cash advance. Best loan provider! Managed to deal with my problems and signed with relief.
Keeley Denesik
Used United Community Bank for the 4th time. The company is credible. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra cash.
Cordia Stiedemann
I have already applied this lender twice and I was very satisfied with the rates. This is the only round the clock service with affordable rates in my city.
Prof. Lavern Graham V
United Community Bank rescued me in a hopeless time. They approved me for a payday loan although I had credit problems. The process was as easy as possible and quick. I appreciate their 24/7 client support service and acceptable rates. I will 100% recommend this loan provider to my family and friends.
Mr. Jayden Schiller
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Springfield, Massachusetts
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and speedy solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several factors.
APR
23% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit rating. Payday loan approvals depend very much on other factors. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Springfield, Illinois
Municipal Trust & Savings Bank
110 Marquette Pl, Manteno, IL 60950, USA
+1 (815) 468-8100
www.municipalbank.com
Edward Jones - Financial Advisor: Corry Harris
137 Radio City Dr Suite F, North Pekin, IL 61554, USA
+1 (309) 583-0046
www.edwardjones.com
