Welcome to Our Online Loan Referral Service

5 reviews

610 E St Joseph St, Springfield, IL 62703, USA
+1 (217) 726-8877
www.hcu.org
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
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What people think about Heartland Credit Union?

Below you read some of the opinions of our clients.

Important

Now you can read general characteristics of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Springfield, Massachusetts is are easy to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Springfield, Illinois

Pawnee Firehouse

WEST ENTRANCE, 711 8th St, Pawnee, IL 62558, USA

+1 (217) 625-3131

www.pawneefire.org

DeWitt Savings Bank

302 W Main St #1616, Clinton, IL 61727, USA

+1 (217) 935-9470

www.dewittsavingsbank.com

Walmart Money Center

2610 N Prospect Ave, Champaign, IL 61822, USA

www.walmart.com

First Midwest Bank ATM

11411 W Wadsworth Rd, Beach Park, IL 60099, USA

+1 (800) 322-3623

www.firstmidwest.com

Midwest Bank

506 Schuyler St, Oquawka, IL 61469, USA

+1 (309) 867-2441

www.mbwi.com

Sun Loan Company

501 Beltline Road Ste 20-J, Collinsville, IL 62234, USA

+1 (618) 346-4606

www.sunloan.com

BMO Harris Bank

890 S Milwaukee Ave, Libertyville, IL 60048, USA

+1 (847) 247-2180

branches.bmoharris.com

Community First Bank of the Heartland

117 N 10th St, Mt Vernon, IL 62864, USA

+1 (618) 244-3000

cfbh.bank

Mattoon Pawn And Loan

513 Dewitt Ave, Mattoon, IL 61938, USA

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