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What people think about Heartland Credit Union?
Below you read some of the opinions of our clients.
A couple of weeks ago I urgently needed $500 to pay for a son’s college. I filled out an application form via the website of Heartland Credit Union. I entered the basic personal information. No phone calls. The requested amount was approved within 15 minutes. The money was sent to my bank account within 3 hours. Fantastic website!
Quinn Davis
It decided to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Heartland Credit Union. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very happy.
Ernie Lowe
I asked Heartland Credit Union for help. Everything was done very fast. Had the funds in my account the same day. Employees are very caring. Good experience!
Cloyd Reinger
I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I came across this website on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.
Kasandra Gibson
Important
Now you can read general characteristics of payday loans.
Payday Loans in Springfield, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Springfield, Massachusetts is are easy to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
23% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Springfield, Illinois
First Midwest Bank ATM
5601 W Monee Manhattan Rd Suite 111, Monee, IL 60449, USA
+1 (800) 322-3623
www.firstmidwest.com
First Midwest Bank ATM
1290 E Steger Rd, Crete, IL 60417, USA
+1 (800) 322-3623
www.firstmidwest.com
Lake Forest Bank & Trust Company
1801 Sheridan Rd, North Chicago, IL 60064, USA
+1 (847) 234-2882
www.lakeforestbank.com
The First National Bank In Amboy
220 E Main St, Amboy, IL 61310, USA
+1 (815) 857-3625
www.fnbamboy.com
Woodforest National Bank
1205 State Rte 31 South, Crystal Lake, IL 60014, USA
+1 (815) 459-5372
www.woodforest.com
AAA Community Finance
117 S Prairie St, Bethalto, IL 62010, USA
+1 (844) 688-1687
aaacommunityfinance.com
CFSC Checks Cashed Lincolnway Check Cashers
403 W Lincoln Hwy, Chicago Heights, IL 60411, USA
+1 (708) 755-3730
locations.cfsc.com
