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What people think about Heartland Credit Union?
Below you read some of the opinions of our clients.
A couple of weeks ago I urgently needed $500 to pay for a son’s college. I filled out an application form via the website of Heartland Credit Union. I entered the basic personal information. No phone calls. The requested amount was approved within 15 minutes. The money was sent to my bank account within 3 hours. Fantastic website!
Quinn Davis
It decided to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Heartland Credit Union. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very happy.
Ernie Lowe
I asked Heartland Credit Union for help. Everything was done very fast. Had the funds in my account the same day. Employees are very caring. Good experience!
Cloyd Reinger
I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I came across this website on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.
Kasandra Gibson
Important
Now you can read general characteristics of payday loans.
Payday Loans in Springfield, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in Springfield, Massachusetts is are easy to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
23% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Springfield, Illinois
OneMain Financial
4030 46th Ave, Rock Island, IL 61201, USA
+1 (309) 788-9327
www.onemainfinancial.com
United Community Bank
2120 N Peoria Rd, Springfield, IL 62702, USA
+1 (217) 544-0139
www.ucbbank.com
Edward Jones - Financial Advisor: Aaron E Alderson
533 W Gallatin St, Vandalia, IL 62471, USA
+1 (618) 283-5357
www.edwardjones.com
World Finance Corp.
123 N Parkway Dr, Pekin, IL 61554, USA
Chris Dreger - Regions Bank
111 S State St, Champaign, IL 61820, USA
+1 (217) 600-6046
www.regions.com
First Midwest Bank
3737 147th St, Midlothian, IL 60445, USA
+1 (708) 388-8500
locations.firstmidwest.com
