Welcome to Our Online Loan Referral Service

5 reviews

940 N MacArthur Blvd, Springfield, IL 62702, USA
+1 (217) 744-1456
www.fpcu.net
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
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Domain Info

Created Date

2006-02-08

Mailing Address

940 North MacArthur Blvd, Springfield, Illinois, 62702, United States

Company Name

Eric Paine

Financial Partners Credit Union

Contact Data

fpcu@fpcu.net

+001.7441456

Feedback about Financial Partners Credit Union?

Here you see the reviews of our clients.

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Further there will be presented the details about not a definite lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Springfield, Massachusetts

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Springfield, Massachusetts is issued simply and fast. The interest rate is set considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

23% small loan cap

How will Financial Partners Credit Union help issue a loan in Springfield, Massachusetts?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Springfield, ma will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Springfield, Illinois

TitleMax Title Loans

545 Dundee Ave, East Dundee, IL 60118, USA

+1 (847) 649-5360

www.titlemax.com

OneMain Financial

434 E 162nd St, South Holland, IL 60473, USA

+1 (708) 596-3810

www.onemainfinancial.com

Edward Jones - Financial Advisor: Linda Kimber, CFP®|AAMS®

408 E College Ave Suite A, Normal, IL 61761, USA

+1 (309) 452-0766

www.edwardjones.com

First Midwest Bank

970 Brook Forest Ave, Shorewood, IL 60404, USA

+1 (815) 609-1260

locations.firstmidwest.com

Ottawa Savings Bank

925 La Salle St, Ottawa, IL 61350, USA

+1 (815) 433-2525

ottawasavings.com

Regions Bank

347 W Main St, East Alton, IL 62024, USA

+1 (618) 216-6551

www.regions.com

Old Plank Trail Community Bank

20901 South La Grange Road, Frankfort, IL 60423, USA

+1 (815) 464-6888

www.oldplanktrailbank.com

Kemba Peoria Credit Union

2318 W Willow Knolls Dr, Peoria, IL 61614, USA

+1 (309) 693-6000

www.kembapeoria.com

Integrity Solutions Loan Prcng

14240 Lincoln Ave, Dixmoor, IL 60426, USA

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